ATH Movil
Puerto Rico's universal payment app. Nearly every business, food truck, market vendor, and freelancer accepts it. Locals use it the way the mainland uses Venmo, but it also works at retail stores.
๐ณ Payments1 countryEssential in 1
Available in these countries
Pro tips by country
Puerto Rico: Link a US bank account or debit card to set up ATH Movil before you arrive. At farmers markets, roadside kiosks, and small restaurants, it is often the only cashless option.