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Revolut

Widely recommended for spending in Bulgarian Lev with no hidden fees. Works with Apple Pay and Google Pay.

πŸ’³ Payments10 countriesEssential in 10

Available in these countries

Pro tips by country

Bulgaria: Bulgaria uses Lev (BGN), not euros . Revolut gives you the real exchange rate.
Czech Republic: Czech Republic uses CZK, not euros . Revolut auto-converts at the interbank rate.
Estonia: Estonia uses the Euro . cash is rarely needed anywhere.
Hungary: Hungary is more cash-friendly than Western Europe . use Revolut to withdraw HUF without fees for markets.
Latvia: Latvia uses the Euro . Revolut is mainly useful for non-Eurozone visitors.
Poland: Poland uses PLN, not Euro . Revolut's real-time conversion saves you compared to standard bank cards.
Romania: Romania uses RON, not euros . Revolut lets you spend without markup fees.
Serbia: Serbia uses RSD . Revolut gives the real interbank rate without markup.
Sweden: Add Revolut to Apple Pay or Google Pay . this is the best substitute for Swish that international travelers can set up.