🇨🇦 How to Pay in Canada
Canada is the second-largest country on Earth, and getting between cities takes real planning. Each major city has its own transit system and fare card. Interac is the national debit network, so tap-to-pay works almost everywhere. Tipping culture is similar to the US, typically 15-20% at restaurants.
Payment & Finance Apps
Interac
Nice to haveCanada's national debit payment network. Interac e-Transfer lets you send and receive money instantly between Canadian bank accounts. Nearly every Canadian uses it.
CIBC Mobile Banking
Nice to haveOne of Canada's Big Five banks. The app offers easy account management, e-Transfers, and ATM locators. Handy if you open a Canadian bank account.
Wise
Nice to haveConvert to CAD at real mid-market rates. Particularly useful for avoiding the steep foreign exchange markups that Canadian banks and exchange counters charge.