🇮🇳 How to Pay in India

India's digital ecosystem is one of the most advanced in Asia . UPI payments are accepted almost everywhere, even at street stalls. Download IRCTC well before you travel as train tickets sell out fast. Mobile data is cheap; grab a SIM on arrival.

Payment & Finance Apps

Google Pay (GPay)

Essential

India's most widely used UPI payment app, accepted at restaurants, shops, autos, and even small roadside vendors.

Pro tip: Link an Indian bank account or UPI-enabled international card for seamless payments.

Paytm

Nice to have

Super-app combining digital wallet, UPI, bill payments, and ticket booking. Useful at smaller merchants.

All apps in India →India Payments guide →