🇮🇩 How to Pay in Indonesia

Indonesia is a cash-friendly country but digital payments via GoPay and OVO are increasingly accepted in cities and tourist areas. Download Gojek and Grab before you arrive . they are essential for cheap, safe transport and bypass language barriers.

Payment & Finance Apps

GoPay

Essential

Gojek's built-in digital wallet accepted at thousands of merchants, warungs, and street vendors across Indonesia.

Pro tip: Link GoPay to your Gojek account before arriving . it unlocks discounts not available with cash.

OVO

Nice to have

One of Indonesia's most widely accepted e-wallets, used for Grab payments, retail stores, and restaurants.

Pro tip: OVO is the default wallet for Grab . top it up if you rely on Grab more than Gojek.

All apps in Indonesia →Indonesia Payments guide →