🇵🇪 How to Pay in Peru

Yape is the dominant mobile payment app in Peru and is widely accepted even at small local vendors . getting a local SIM makes it much easier to use. WhatsApp is the primary way Peruvians communicate, so expect hotels, drivers, and tour operators to contact you there. Outside Lima, app coverage can be limited, so download offline maps before heading to Cusco or the Sacred Valley.

Payment & Finance Apps

Yape

Essential

Peru's leading mobile payment app, ubiquitous across the country and accepted at street markets, restaurants, and individual vendors via QR code.

Pro tip: You need a Peruvian phone number and a local bank account to use Yape . getting a local SIM unlocks huge convenience.

Plin

Nice to have

Peer-to-peer payment app backed by several Peruvian banks as a competitor to Yape. Widely used for splitting bills.

All apps in Peru →Peru Payments guide →