🇦🇪 How to Pay in United Arab Emirates

The UAE is one of the most app-friendly countries in the world. Contactless payments are accepted almost everywhere, and ride-hailing apps are the standard way to get around Dubai and Abu Dhabi. Download Careem and Talabat before you land. WhatsApp is the default communication tool for everything from hotel concierges to desert safari bookings. Note that some VoIP features in messaging apps (like WhatsApp and FaceTime audio/video calls) may be restricted, so consider downloading a local SIM with a data plan on arrival.

Payment & Finance Apps

Apple Pay

Nice to have

Widely accepted across the UAE at malls, supermarkets, restaurants, metro stations, and taxis. If you have an iPhone, Apple Pay will cover most of your transactions.

Samsung Pay

Nice to have

Accepted at the same locations as Apple Pay. Samsung Pay works seamlessly with UAE payment terminals.

All apps in United Arab Emirates →United Arab Emirates Payments guide →