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Payments Apps in Kenya
Mobile payments and digital wallets — curated for travelers visiting Kenya.
1 app1 essential
M-Pesa
EssentialKenya's revolutionary mobile money platform and the single most important app for any traveler in the country. Used by over 80% of the adult population, M-Pesa handles everything from paying for groceries and restaurant bills to settling taxi fares and buying safari tickets. Operated by Safaricom, it works via a simple SIM-based system.
Pro tip: Register for M-Pesa at the Safaricom shop in the airport arrivals hall. Bring your passport, buy a SIM, and load some Kenyan shillings onto your M-Pesa wallet. Most merchants display their 'Till Number' for payments.
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Last updated: March 2026